Use of a bank account as a payment method on the Zggly.com website, Zggly affiliate website, or third-party website is subject to these terms and conditions (the "Terms"). Use of the Zggly.com website is also governed by our Conditions of Use and Privacy Notice. We may update these Terms by posting updates on the Zggly.com website. By continuing to use your bank account as a payment method, you accept the updated Terms.

When you pay for an order using your bank account, you authorize us to debit your bank account up to the total amount of your purchase, including applicable taxes, fees, and shipping costs. You also authorize us to further debit or credit your bank account to correct any erroneous debit, make necessary adjustments to your payment, or to issue a refund back to your bank account.

Your bank account must be able to accept debits denominated in the currency of the Zggly website you're using. You authorize us to make any inquiries or obtain any information, including a credit report or other credit checks, that we determine are necessary to verify your bank account. We may suspend, refuse, or remove your ability to make a payment using your bank account without notice for any reason at any time.

If your bank returns any payment using your bank account unpaid (for example, if you have insufficient funds available), we may retry the payment. Your bank may charge you an overdraft or other fees for each payment failure. Additionally, you authorize us to charge any other valid payment method we have on file for any amount that remains unpaid after any attempted charge. We may initiate a collection process or legal action to collect any money owed to us. You agree to pay all our costs for such action, including any reasonable attorneys' fees.